Attention homeowners in Edmond and Oklahoma County: Get an Appraisal today!
Here are the top reasons OK homeowners order from Aaron Scott:
Need help deciding the price of your home in or near Edmond, OK?
At Aaron Scott, we understand the particular needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Aaron Scott is experts in helping customers just like you do away with unwanted PMI insurance.
Challenge Oklahoma county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that's declining. This means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Aaron Scott is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Aaron Scott can provide you with an expert appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Aaron Scott can help you with that. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.